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Tax advantages of formal retirement savings

[vc_row row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” text_align=”left” background_animation=”none” css_animation=””][vc_column][vc_column_text]How well is your pension savings growing in a traditional savings vehicle and should you consider an alternative? We look at the comparison between these and the tax implications thereof.[/vc_column_text][vc_column_text]Government provides a means-tested old age pension benefit primarily targeting the most vulnerable individuals in society. The current benefit is a pension of up to R1 860 per month from age 60 years and up to R1 880 per month from age 75 years, on condition that you don’t earn more or have assets more than specified amounts. Therefore, for most working South Africans, formal retirement savings vehicles are their only source of retirement income. However, insights from the Alexander Forbes Member WatchTM show that the current retirement savings environment is characterised by low contributions, a culture of low preservation rates and a significant proportion of the working population not making provision for retirement.

[/vc_column_text][vc_empty_space][blockquote text=”On average, 8% of people retire comfortably and this is despite South Africa’s real returns being one of the best over the last 120 years. The reasons for this include the fact that 33% of people don’t make provision for retirement and, where they do, less than 10% preserve their retirement savings when leaving jobs throughout their working career. ” show_quote_icon=”yes” text_color=”#dd9933″][vc_empty_space][vc_single_image image=”5547″ img_size=”full” qode_css_animation=””][vc_empty_space][/vc_column][/vc_row][vc_row row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” text_align=”left” background_animation=”none” css_animation=””][vc_column][vc_column_text]Regarding the debate around offshore allocations, increasing Regulation 28-compliant funds’ offshore exposure outside South Africa from the current 30% all the way to 100% is not the most prudent retirement strategy for the vast majority of South Africans. Most South Africans’ liabilities such as school fees, bonds and food expenses are in South Africa and for these, having a greater allocation to South African assets makes sense. Offshore allocations are necessary and do provide diversification benefits to improve the likelihood of meeting retirement income goals and in managing risks. In addition, the most optimal allocation depends on the individual circumstances and risk appetite. Hence, additional flexibility around the current prudential offshore limits would be welcomed to improve outcomes. However, it is understandable that this needs to be balanced against a number of the other goals the regulations are looking to achieve – especially as these restrictions are a condition of the significant tax benefits provided.

For investors currently looking to unshackle themselves from the prudential investment limits prescribed under Regulation 28, an entry into discretionary savings vehicles to achieve retirement objectives may not be justifiable. Discretionary growth portfolios with greater flexibility to invest 100% offshore rarely beat Regulation 28 funds in rand terms in the long run once tax effects are considered.[/vc_column_text][vc_empty_space][vc_single_image image=”5545″ img_size=”full” qode_css_animation=””][vc_empty_space][vc_column_text]In order to compare formal retirement savings and discretionary savings vehicles, Alexander Forbes modelled the outcomes over a 35-year period using a range of asset class assumptions, tax assumptions and taxable income levels. The modelling also looked at various scenarios, where offshore returns are expected to be higher than local returns and vice versa. Comparing retirement outcomes between formal retirement savings vehicles and discretionary savings, the tax benefits realised from formal retirement savings vehicles result in accumulated capital being significantly greater. The after-tax lump sums and income at retirement was shown to be between 35% and 70% higher when making use of a retirement savings vehicle in the base case scenario. As well as the initial income being better, the income in retirement is also expected to last longer using formal retirement savings vehicles. Retirement outcomes under a formal retirement savings vehicle continued to outperform those achieved under discretionary savings vehicles – even in the modelled scenarios where local equities disappoint and offshore returns do well.

The case for matching formal retirement savings vehicles with the objective of saving for a retirement income is extremely strong. Best advice for meeting retirement objectives with the highest likelihood is to save for retirement through formal retirement savings vehicles (despite the restrictions in relation to Regulation 28). Additional and gradual flexibility of Regulation 28 would be welcome and would improve the outcomes further. Any advice suggesting that individuals should cash in their formal retirement savings, pay tax, and then invest the proceeds outside the formal retirement savings system (in, for example, offshore schemes), should be treated with extreme caution.[/vc_column_text][blockquote text=”The case for matching formal retirement savings vehicles with the objective of saving for a retirement income is extremely strong. Best advice for meeting retirement objectives with the highest likelihood is to save for retirement through formal retirement savings vehicles.” show_quote_icon=”yes” text_color=”#dd9933″][vc_empty_space][/vc_column][/vc_row][vc_row row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” text_align=”left” background_animation=”none” css_animation=””][vc_column width=”1/2″][vc_single_image image=”5452″ img_size=”” alignment=”right” qode_css_animation=””][/vc_column][vc_column width=”1/2″][vc_column_text]

John Anderson

Executive Head: Investments, Product & Enablement

Alexander Forbes

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Ripple Magazine

Travel the world – from your couch!

Travel the world - from your couch! Just because you’re at home does not mean that you can’t go anywhere. If you’ve always wanted to visit some of the...

By oasis-life
12 Apr 2021
Ripple Magazine

Frequently Asked Questions | Let’s talk healthcare

Let’s Talk Healthcare    Does Oasis Life have frail care facilities? Oasis Life estates do not have frail care facilities, but all Oasis Life r...

By oasis-life
12 Apr 2021
Ripple Magazine

Meet Allen Usher

You might have seen Allen’s contact details on an Oasis Life advertisement or social media post.  But who is Allen?  Allen Usher entered the property...

By oasis-life
12 Apr 2021
Ripple Magazine

On the Edge of City Living | Burgundy Estate

Your Retirement at Burgundy Estate With the suburbs of Cape Town to the south, the beaches of Milnerton and Blouberg to the west, and the winelands of...

By oasis-life
12 Apr 2021
Ripple Magazine

We Have a New Retirement Show House at Clara Anna Fontein!

Following the run-away success of the release of our first three show houses, we are very proud to announce that our new retirement one-bedroom showho...

By oasis-life
12 Apr 2021
Ripple Magazine

Contemporary Designed Age-Tailored Retirement Homes

Without compromising on style and contemporary architecture, we carefully design our Oasis Life homes to ensure that every lay-out is practical and sm...

By oasis-life
12 Apr 2021
Ripple Magazine

Healthy Eating as You Age

Why it’s Important to Look After Your Diet   Kim Tempest is a Functional Nutritional Therapist and practice from home in Kirstenbosch-Bishopscou...

By oasis-life
12 Apr 2021
Ripple Magazine

What’s Up at Oasis Life? Autum 2020

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By oasis-life
12 Apr 2021
Ripple Magazine

Burgundy Estate – We Have Lift Off

We successfully launched our third Oasis Life retirement development on 21 November at Burgundy Estate in Milnerton. It was great to meet several visi...

By oasis-life
12 Apr 2021
Ripple Magazine

Show Houses at Clara Anna Fontein

Clara Anna Fontein Successfully Launches Three Furnished Show Houses Located on the picturesque hills of Durbanville, Clara Anna Fontein - a farm stee...

By oasis-life
12 Apr 2021
Ripple Magazine

Hospitality with a Smile

Meet the Hoteliers Behind the Hospitality Lifestyle at Oasis Life At Oasis Life, we’re promising a resort-like lifestyle with hospitality from the top...

By oasis-life
12 Apr 2021
Ripple Magazine

An Unforgettable Holiday – 5 Luxury African Destinations to Add to Your Bucket List

Asante Travel designs tailor-made experiences that submerge you in the beauty, magnificence and happiness of Africa and offer authentic, luxurious and...

By oasis-life
12 Apr 2021
Ripple Magazine

What’s Up at Oasis Life?

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By oasis-life
12 Apr 2021
Ripple Magazine

Oasis Life Burgundy Estate

Introducing our retirement homes at Burgundy Estate, Oasis Life, is set in the successful Burgundy Estate. With the suburbs of Cape Town to the south,...

By oasis-life
12 Apr 2021
Ripple Magazine

Clara Anna Fontein Show Houses

Show houses loading… The views are to die for and the calm, beautiful country setting is comparable to none. Less than 5km away from all modern amenit...

By oasis-life
12 Apr 2021
Ripple Magazine

Fountain of Youth Hacks: Proving That Age is Just a Number

From the start, the Baby Boomer generation born between 1946 and 1964 embraced an anti-establishment attitude. Boomers came of age between two major w...

By oasis-life
12 Apr 2021
Ripple Magazine

You Have a Friend in Technology

It’s no longer novel to enjoy the company of your friends on Facebook or appreciate the ease of Instagram – after all, it was a baby boomer, Tim Berne...

By oasis-life
12 Apr 2021
Ripple Magazine

What’s up at Oasis Life?

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By oasis-life
12 Apr 2021
Ripple Magazine

What’s up at Oasis Life?

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By oasis-life
12 Apr 2021
Ripple Magazine

Our Four Security Pillars

Oasis Life offers you peace of mind in four main areas, ensuring that all your requirements are taken care of. We want you to love your retirement and...

By oasis-life
12 Apr 2021
Ripple Magazine

Fitness Myths Debunked

Conrad van der Merwe Biokineticist specialising in fitness for mature bodies. Conrad hails from Kimberley and qualified as biokineticist at the Univer...

By oasis-life
12 Apr 2021
Ripple Magazine

Show Houses Loading

Set on the rolling hills of Durbanville, our three Oasis Life Clara Anna Fontein show houses are taking shape, as well as our clubhouse. We are busy c...

By oasis-life
12 Apr 2021
Ripple Magazine

Next Generation Retirement

What is next generation retirement?  For decades 65 was the typical retirement age. Starting in their early fifties, but certainly by age 70, people w...

By oasis-life
12 Apr 2021
Ripple Magazine

Welcome to Ripple

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By oasis-life
12 Apr 2021
Ripple Magazine

Estate Living in Durbanville

The first thing that strikes you about Clara Anna Fontein is the vast open space. Panoramic views of cascading hills as far as the eye can see, with t...

By oasis-life
12 Apr 2021
Ripple Magazine

Life & Legacy Planning

Providing an Optimal Investment Strategy into Retirement A legacy means different things to different people. To some of us, it is leaving your childr...

By oasis-life
12 Apr 2021
Ripple Magazine

What’s New: An Update on Oasis Life

Oasis Life Burgundy Estate Located in an 80-hectare lifestyle development bordering the De Grendel wine estate, Oasis Life Burgundy Estate will combin...

By oasis-life
12 Apr 2021
Ripple Magazine

Community Spirit at Oasis Life Retirement Resorts

We also spoke with Annemarie Le Roux to learn about her Oasis Life retirement at Burgundy Estate. Here’s what Annemarie had to say: “Since joining ...

By oasis-life
12 Apr 2021
Ripple Magazine

Living at Oasis Life Burgundy Estate

Ripple spoke to Oasis Life resident, Jane Schwerin, to get the scoop on retirement life at Burgundy Estate. Here’s what Jane had to say: “What init...

By oasis-life
12 Apr 2021
Ripple Magazine

Retirement, reimagined

In an exclusive interview with Ludick and Helena Janse van Rensburg, who moved to Oasis Life Clara Anna Fontein in March 2022, we spoke about their re...

By oasis-life
12 Apr 2021
Ripple Magazine

You Hue!

How to use colour for peace, communication and happiness By Pnina Fenster   For as long as humans have existed, colour has been essential ...

By oasis-life
12 Apr 2021
Ripple Magazine

DOES MY BOOK LOOK SMART? Spring 2023

A Ripple Spring 2023 article   Killing Moon by Jo Nesbo If you thought you’d seen the last of detective Harry Hole, think again! He returns...

By oasis-life
12 Apr 2021
Ripple Magazine

ROOM TO BREATHE – Andrea Marais, Spring 2023

A Ripple Spring 2023 article Transitioning. Simplifying. Choosing. These are words that may evoke a mixture of emotions among those who understand...

By oasis-life
12 Apr 2021
Ripple Magazine

10 EASY WAYS TO FEEL BETTER, Spring 2023

A Ripple Spring 2023 article 1. EXPRESS GRATITUDE Extensive research finds that regularly practicing gratitude increases optimism, promotes a positi...

By oasis-life
12 Apr 2021
Ripple Magazine

CONSTANTIA, Spring 2023

A Ripple Spring 2023 article Oasis Life Constantia: A Southern Suburb Gem Oasis Life Constantia, our third secure retirement estate, launched in t...

By oasis-life
12 Apr 2021
Ripple Magazine

HOW TO MAKE FRIENDS AS AN ADULT, Spring 2023

A Ripple Spring 2023 article Friendship is one of the sweetest parts of being human, providing a deep well of love, community, and nourishment for bo...

By oasis-life
12 Apr 2021
Ripple Magazine

BURGUNDY ESTATE, Spring 2023

A Ripple Spring 2023 article [/vc_column_text][vc_empty_space][vc_column_text]Burgundy Estate Continues to Grow Burgundy Estate adjoins the histor...

By oasis-life
12 Apr 2021
Ripple Magazine

A PERSONAL PERSPECTIVE – Arthur Case, Spring 2023

A Ripple Spring 2023 article I “retired” in April 2020 at the start of the Covid-19 lockdown, after a career in financial services, healthcare, and b...

By oasis-life
12 Apr 2021
Ripple Magazine

Letter from our CEO, Spring 2023

A Ripple Spring 2023 article [/vc_column_text][vc_empty_space][vc_column_text]As Spring greets us in the Western Cape, we start enjoying warmer weath...

By oasis-life
12 Apr 2021
Ripple Magazine

Clara Anna Fontein is a “lekker” place to live!

A Ripple Autumn 2023 article Clara Anna Fontein, situated at the foothills of Durbanville and with panoramic views that will take your breath away, s...

By oasis-life
12 Apr 2021
Ripple Magazine

Hello Constantia! Our new development has launched.

A Ripple Autumn 2023 article [/vc_column_text][vc_empty_space][vc_column_text]“We proudly present Oasis Life Constantia, Rabie's third secure retirem...

By oasis-life
12 Apr 2021
Ripple Magazine

Ripple Book Club: Autumn 2023

  A Ripple Autumn 2023 article In Ripple Book Club's Autumn 2023, we feature some page turners, from who-done-its, to novels and riveting autob...

By oasis-life
12 Apr 2021
Ripple Magazine

From side hustle to money-maker: ways to earn income during retirement

A Ripple Autumn 2023 article Retirement is a time to relax and enjoy life, but it can also be a time when you find yourself needing additional income...

By oasis-life
12 Apr 2021
Ripple Magazine

Keep your mind young!

A Ripple Autumn 2023 article   Stay active and engaged Keeping your mind active and engaged is crucial to maintaining mental acuity as you age...

By oasis-life
12 Apr 2021
Ripple Magazine

From home to care facility: which long-term care option is right for you?

  A Ripple Autumn 2023 article   Let’s look at assisted living, frail care, and home-based care. Once you reach a certain age – and that...

By oasis-life
12 Apr 2021
Ripple Magazine

From garden to table: Thyme

  A Ripple Autumn 2023 article Thyme is an aromatic herb that is commonly used in cooking, but it has also been used for medicinal purposes for...

By oasis-life
12 Apr 2021
Ripple Magazine

What to consider when choosing an executor

A Ripple Autumn 2023 article Choosing an executor is an important decision when creating a will or trust. The executor will be responsible for handli...

By oasis-life
12 Apr 2021
Ripple Magazine

Meet our new CEO, Glyn Taylor

A Ripple Autumn 2023 article [/vc_column_text][vc_empty_space][vc_column_text]In 2013, the Rabie Property Group commenced with the planning of a worl...

By oasis-life
12 Apr 2021
Ripple Magazine

Burgundy Estate Keeps On Growing

A Ripple Autumn 2023 article Oasis Life Burgundy Estate continues to grow with over 100 concluded sales to date with residents enjoying the lifestyle...

By oasis-life
12 Apr 2021
Ripple Magazine

Third retirement estate for Oasis Life

“We proudly present Oasis Life Constantia, Rabie's third secure retirement estate in the beautiful Western Cape,” says Mariska Auret, Director at Rabi...

By oasis-life
12 Apr 2021
Ripple Magazine

Let’s Get Festive: What’s For Lunch? Sweet Desserts

A Ripple Summer 2022 Article A beautiful, sumptuous Christmas lunch or Christmas Eve dinner is a very important occasion in most calendars.  It’s dif...

By oasis-life
12 Apr 2021
Ripple Magazine

2022 – A Year in Review | From our management team

A Ripple Summer 2022 article 2022 - A Year in Review. We look back at 2022 at Oasis Life and what our management team is looking forward to in 2023. ...

By oasis-life
12 Apr 2021
Ripple Magazine

An update on Oasis Life Constantia

  A Ripple Summer 2022 article We have had a fantastic response to our upcoming development in Constantia! Our project team is working hard beh...

By oasis-life
12 Apr 2021
Ripple Magazine

Knitting for Good

  A Ripple Summer 2022 article Our Clara Anna Fontein community’s hands have not been idle!  A group of ladies have been very busy knitting ted...

By oasis-life
12 Apr 2021
Ripple Magazine

Ripple Book Club Summer 2022

  A Ripple Summer 2022 article Ripple Book Club 2022 brings you a selection of latest reads for every taste - from recipes to autobiographies a...

By oasis-life
12 Apr 2021
Ripple Magazine

5 Things to do with your grandchildren this holiday

  A Ripple Summer 2022 article The festive season is family time and whether your grandchildren visit from near or far, spending time with them...

By oasis-life
12 Apr 2021
Ripple Magazine

You are what you eat | Let’s look at digestive health

  A Ripple Summer 2022 article The secret to successful ageing may just lie in your digestive system. Trillions of microbes — bacteria, viru...

By oasis-life
12 Apr 2021
Ripple Magazine

Let’s Get Festive: What’s below the bow?

  A Ripple Summer 2022 article It’s that time of year where you must conjure gift ideas!  And unless someone has a specific hobby that you know...

By oasis-life
12 Apr 2021
Ripple Magazine

Demystifying online shopping

  A Ripple Spring 2022 article Being disconnected from shops during the pandemic drove online shopping in South Africa to new levels.  It’s no ...

By oasis-life
12 Apr 2021
Ripple Magazine

From garden to table

  A Ripple Spring 2022 article From garden to table, our new series, we look at herbs and veggies you can grow in your garden or in pots if you...

By oasis-life
12 Apr 2021
Ripple Magazine

Last houses at Clara Anna Fontein

  A Ripple Spring 2022 article Set against a spectacular backdrop, surrounded by nature and the serenity of wide-open spaces, it’s no secret wh...

By oasis-life
12 Apr 2021
Ripple Magazine

An update on Oasis Life Constantia

  A Ripple Spring 2022 article We’re delighted that we are making great progress on the design development phase of Oasis Life Constantia and c...

By oasis-life
12 Apr 2021
Ripple Magazine

Dealing with the loss of your partner

  A Ripple Spring 2022 article It’s not something you ever want to consider, in fact, the mere thought might cause shivers down your spine or b...

By oasis-life
12 Apr 2021
Ripple Magazine

Let’s talk about arthritis

  A Ripple Spring 2022 article   What is arthritis? Arthritis isn’t a single disease; the term refers to joint pain or joint disease, an...

By oasis-life
12 Apr 2021
Ripple Magazine

Ripple Book Club | Spring 2022

  A Ripple Spring 2022 article Koos Bekker has amassed one of the largest fortunes ever by a South African. Just how did he do it? Under Koo...

By oasis-life
12 Apr 2021
Ripple Magazine

Let’s talk about levies

  A Ripple Spring 2022 article Below is a summary of what is included in the levies: Use of the Clubhouse facilities: dining facility, lou...

By oasis-life
12 Apr 2021
Ripple Magazine

Burgundy Estate celebrates Spring with an Open Day

  Ripple Spring Edition 2022 Hosting a festive Open Day, visitors from far and wide, as well as residents, saw this secure estate showing off d...

By oasis-life
12 Apr 2021
Ripple Magazine

Join our open day at Burgundy Estate!

We're celebrating Spring and new beginnings, and we would love to share it with you! You're invited to experience a taste of the exceptional lifestyle...

By oasis-life
12 Apr 2021
Ripple Magazine

Ripple Book Club | Winter 2022

A Ripple Winter 2022 article For the Ripple Book Club this Winter, we selected the latest release books for you to cosy up to from novels to gripping...

By oasis-life
12 Apr 2021
Ripple Magazine

Don’t retire your spark! Reignite it.

A Ripple Winter 2022 article “What am I supposed to do with the rest of my life?” is a question we all ask ourselves at some point and perhaps severa...

By oasis-life
12 Apr 2021
Ripple Magazine

Dealing with the loss of your partner

A Ripple Spring 2022 article Love doesn’t die with death. Love is like liquid; when it pours out, it seeps into others’ lives. Love changes form and ...

By oasis-life
12 Apr 2021
Ripple Magazine

Savvy senior – your status could benefit your wallet

A Ripple Winter 2022 article You might not like to be called a “pensioner”, because face it, you will be forever young, but when it comes to saving a...

By oasis-life
12 Apr 2021
Ripple Magazine

A whole lot of Burgundy Estate

A Ripple Winter 2022 article “This was the best decision ever to relocate,” says Glenda Hon, resident. “I tell everyone who’s thinking of moving to f...

By oasis-life
12 Apr 2021
Ripple Magazine

Frequently asked questions

A Ripple Winter 2022 article ]In our new series of Frequently asked Questions, we hope to answer some of the questions you might have about Oasis Lif...

By oasis-life
12 Apr 2021
Ripple Magazine

A wonderful lifestyle at Clara Anna Fontein

A Ripple Winter 2022 article Set against the foothills of Durbanville’s hills, the secure lifestyle estate of Clara Anna Fontein has matured to 300 h...

By oasis-life
12 Apr 2021
Ripple Magazine

Oasis Life locations coming soon

A Ripple Autumn 2022 article   Oasis Life Constantia Living on the edge of Constantia’s Wine Route, with a variety of shopping destinations an...

By oasis-life
12 Apr 2021
Ripple Magazine

Living with Dementia

  A Ripple Winter 2022 article For many, dementia has become buzz word which fills them with fear and uncertainty. We are told that the number ...

By oasis-life
12 Apr 2021
Ripple Magazine

Clara Anna Fontein: the final countdown

A Ripple Autumn 2022 article With just over a hundred residents and handovers of houses currently in progress, the luxury retirement estate within Cl...

By oasis-life
12 Apr 2021
Ripple Magazine

Divorce after 50. What now?

  A Ripple Autumn 2022 article   Grey divorce is on the rise. What is it and what do you do when it happens? We’re hearing it more often...

By oasis-life
12 Apr 2021
Ripple Magazine

What happens to my pension fund when I retire?

A Ripple Autumn 2022 article   We look at options available to you on retiring from your employer. As a soon-to-be pensioner, it can be diffic...

By oasis-life
12 Apr 2021
Ripple Magazine

We look at Healthcare Security

A Ripple Autumn 2022 article In our new series, we will look at each of the four Oasis Life Security pillars, namely Healthcare Security, Financial S...

By oasis-life
12 Apr 2021
Ripple Magazine

Ripple Book Club | Autumn Reads

  A RIPPLE AUTUMN 2022 ARTICLE   As the weather outside becomes a little nippy, it’s time to light the fireplace, get nice and cosy with ...

By oasis-life
12 Apr 2021
Ripple Magazine

Let’s look at eye care

  A Ripple Autumn 2022 article Many eye diseases have no early symptoms. They may develop painlessly, and you may not notice the changes to you...

By oasis-life
12 Apr 2021
Ripple Magazine

Burgundy Estate’s phase two is under construction

A Ripple Autumn 2022 article Launched at the end of October, the second phase of the secure retirement estate in Burgundy Estate is under constructio...

By oasis-life
12 Apr 2021
Ripple Magazine

Oasis Life Burgundy Estate commences with second phase

With all the 24 houses in the first phase sold, as well as eight of the 15 houses in phase two, construction has begun again at Oasis Life Burgundy Es...

By oasis-life
12 Apr 2021
Ripple Magazine

Be a culture vulture

Visit our choice of Cape Town’s top art destinations “Art washes away from the soul the dust of everyday life.” ― Pablo Picasso   This D...

By oasis-life
12 Apr 2021
Ripple Magazine

It’s always festive at Oasis Life

It’s been a great year at Oasis Life with new residents joining our community throughout the year in Clara Anna Fontein and the first residents moving...

By oasis-life
12 Apr 2021
Ripple Magazine

RIPPLE BOOK CLUB | SUMMER READS

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By oasis-life
12 Apr 2021
Ripple Magazine

RIPPLE BOOK CLUB | SPRING READS

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By oasis-life
12 Apr 2021
Ripple Magazine

HEALTH CORNER | LET’S GET FLEXIBLE

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By oasis-life
12 Apr 2021
Ripple Magazine

BURGUNDY ESTATE LAUNCHES PHASE TWO

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By oasis-life
12 Apr 2021
Ripple Magazine

CLARA ANNA FONTEIN’S PHASE ONE SELLS OUT

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By oasis-life
12 Apr 2021
Ripple Magazine

MONEY TALK | POST-RETIREMENT STRATEGY

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By oasis-life
12 Apr 2021
Ripple Magazine

BLUE ZONES

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By oasis-life
12 Apr 2021
Ripple Magazine

LIFE RIGHTS, YOUR QUESTIONS ANSWERED

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By oasis-life
12 Apr 2021
Ripple Magazine

How to deal with major life changes

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By oasis-life
12 Apr 2021
Ripple Magazine

The art of de-cluttering

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By oasis-life
12 Apr 2021
Ripple Magazine

Who’s old? Is 75 the new 65?

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By oasis-life
12 Apr 2021
Ripple Magazine

Ripple Book Club

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By oasis-life
12 Apr 2021
Ripple Magazine

Riana’s Corner – Let’s talk about diabetes

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By oasis-life
12 Apr 2021
Ripple Magazine

Oasis Life Clara Anna Fontein is hot property

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By oasis-life
12 Apr 2021
Ripple Magazine

Oasis Life Burgundy Estate opens its doors

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By oasis-life
12 Apr 2021
Ripple Magazine

Tax advantages of formal retirement savings

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By oasis-life
12 Apr 2021
Ripple Magazine

Consider those you leave behind: Let’s talk about your will

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By oasis-life
12 Apr 2021
Ripple Magazine

Riana’s Corner: Hypertension

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By oasis-life
12 Apr 2021
Ripple Magazine

Clara Anna Fontein launches phase two

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By oasis-life
12 Apr 2021
Ripple Magazine

Ripple Book Club

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By oasis-life
12 Apr 2021
Ripple Magazine

The sitting disease: why inactivity is dangerous for your health

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By oasis-life
12 Apr 2021
Ripple Magazine

Burgundy Estate is almost ready

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By oasis-life
12 Apr 2021
Ripple Magazine

Be stylish at any age

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By oasis-life
12 Apr 2021
Ripple Magazine

Oasis Life Burgundy Estate under construction

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By oasis-life
12 Apr 2021
Ripple Magazine

Ripple Book Club

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By oasis-life
12 Apr 2021
Ripple Magazine

Our clubhouse is open! Oasis Life Clara Anna Fontein

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By oasis-life
12 Apr 2021
Ripple Magazine

Riana’s Corner | Looking after your skin

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By oasis-life
12 Apr 2021
Ripple Magazine

Oasis Life Burgundy Estate under construction

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By oasis-life
12 Apr 2021
Ripple Magazine

Living at Oasis Life Clara Anna Fontein

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By oasis-life
12 Apr 2021
Ripple Magazine

Frequently Asked Questions | Primary Healthcare

Oasis Life offers Primary Healthcare.  What Does this Mean? Our Oasis Life Clara Anna Fontein Clubhouse includes a Healthcare Suite consisting of a re...

By oasis-life
12 Apr 2021
Ripple Magazine

Meet Neil Barry

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By oasis-life
12 Apr 2021
Ripple Magazine

Selfcare in the time of a pandemic

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By oasis-life
12 Apr 2021
Ripple Magazine

What’s Up at Oasis Life: Winter 2020

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By oasis-life
12 Apr 2021
Ripple Magazine

Oasis Life Clara Anna Fontein in Durbanville welcomes first retirement residents

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By oasis-life
12 Apr 2021
Ripple Magazine

Ground broken on new Oasis Life Burgundy Estate development

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By oasis-life
12 Apr 2021
Ripple Magazine

Living in a new-generation retirement estate: perception versus reality

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By oasis-life
12 Apr 2021
Ripple Magazine

Travel the world – from your couch!

Travel the world - from your couch! Just because you’re at home does not mean that you can’t go anywhere. If you’ve always wanted to visit some of the...

By oasis-life
12 Apr 2021
Ripple Magazine

Frequently Asked Questions | Let’s talk healthcare

Let’s Talk Healthcare    Does Oasis Life have frail care facilities? Oasis Life estates do not have frail care facilities, but all Oasis Life r...

By oasis-life
12 Apr 2021
Ripple Magazine

Meet Allen Usher

You might have seen Allen’s contact details on an Oasis Life advertisement or social media post.  But who is Allen?  Allen Usher entered the property...

By oasis-life
12 Apr 2021
Ripple Magazine

On the Edge of City Living | Burgundy Estate

Your Retirement at Burgundy Estate With the suburbs of Cape Town to the south, the beaches of Milnerton and Blouberg to the west, and the winelands of...

By oasis-life
12 Apr 2021
Ripple Magazine

We Have a New Retirement Show House at Clara Anna Fontein!

Following the run-away success of the release of our first three show houses, we are very proud to announce that our new retirement one-bedroom showho...

By oasis-life
12 Apr 2021
Ripple Magazine

Contemporary Designed Age-Tailored Retirement Homes

Without compromising on style and contemporary architecture, we carefully design our Oasis Life homes to ensure that every lay-out is practical and sm...

By oasis-life
12 Apr 2021
Ripple Magazine

Healthy Eating as You Age

Why it’s Important to Look After Your Diet   Kim Tempest is a Functional Nutritional Therapist and practice from home in Kirstenbosch-Bishopscou...

By oasis-life
12 Apr 2021
Ripple Magazine

What’s Up at Oasis Life? Autum 2020

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By oasis-life
12 Apr 2021
Ripple Magazine

Burgundy Estate – We Have Lift Off

We successfully launched our third Oasis Life retirement development on 21 November at Burgundy Estate in Milnerton. It was great to meet several visi...

By oasis-life
12 Apr 2021
Ripple Magazine

Show Houses at Clara Anna Fontein

Clara Anna Fontein Successfully Launches Three Furnished Show Houses Located on the picturesque hills of Durbanville, Clara Anna Fontein - a farm stee...

By oasis-life
12 Apr 2021
Ripple Magazine

Hospitality with a Smile

Meet the Hoteliers Behind the Hospitality Lifestyle at Oasis Life At Oasis Life, we’re promising a resort-like lifestyle with hospitality from the top...

By oasis-life
12 Apr 2021
Ripple Magazine

An Unforgettable Holiday – 5 Luxury African Destinations to Add to Your Bucket List

Asante Travel designs tailor-made experiences that submerge you in the beauty, magnificence and happiness of Africa and offer authentic, luxurious and...

By oasis-life
12 Apr 2021
Ripple Magazine

What’s Up at Oasis Life?

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By oasis-life
12 Apr 2021
Ripple Magazine

Oasis Life Burgundy Estate

Introducing our retirement homes at Burgundy Estate, Oasis Life, is set in the successful Burgundy Estate. With the suburbs of Cape Town to the south,...

By oasis-life
12 Apr 2021
Ripple Magazine

Clara Anna Fontein Show Houses

Show houses loading… The views are to die for and the calm, beautiful country setting is comparable to none. Less than 5km away from all modern amenit...

By oasis-life
12 Apr 2021
Ripple Magazine

Fountain of Youth Hacks: Proving That Age is Just a Number

From the start, the Baby Boomer generation born between 1946 and 1964 embraced an anti-establishment attitude. Boomers came of age between two major w...

By oasis-life
12 Apr 2021
Ripple Magazine

You Have a Friend in Technology

It’s no longer novel to enjoy the company of your friends on Facebook or appreciate the ease of Instagram – after all, it was a baby boomer, Tim Berne...

By oasis-life
12 Apr 2021
Ripple Magazine

What’s up at Oasis Life?

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By oasis-life
12 Apr 2021
Ripple Magazine

What’s up at Oasis Life?

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By oasis-life
12 Apr 2021
Ripple Magazine

Our Four Security Pillars

Oasis Life offers you peace of mind in four main areas, ensuring that all your requirements are taken care of. We want you to love your retirement and...

By oasis-life
12 Apr 2021
Ripple Magazine

Fitness Myths Debunked

Conrad van der Merwe Biokineticist specialising in fitness for mature bodies. Conrad hails from Kimberley and qualified as biokineticist at the Univer...

By oasis-life
12 Apr 2021
Ripple Magazine

Show Houses Loading

Set on the rolling hills of Durbanville, our three Oasis Life Clara Anna Fontein show houses are taking shape, as well as our clubhouse. We are busy c...

By oasis-life
12 Apr 2021
Ripple Magazine

Next Generation Retirement

What is next generation retirement?  For decades 65 was the typical retirement age. Starting in their early fifties, but certainly by age 70, people w...

By oasis-life
12 Apr 2021
Ripple Magazine

Welcome to Ripple

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By oasis-life
12 Apr 2021
Ripple Magazine

Estate Living in Durbanville

The first thing that strikes you about Clara Anna Fontein is the vast open space. Panoramic views of cascading hills as far as the eye can see, with t...

By oasis-life
12 Apr 2021
Ripple Magazine

Life & Legacy Planning

Providing an Optimal Investment Strategy into Retirement A legacy means different things to different people. To some of us, it is leaving your childr...

By oasis-life
12 Apr 2021
Ripple Magazine

What’s New: An Update on Oasis Life

Oasis Life Burgundy Estate Located in an 80-hectare lifestyle development bordering the De Grendel wine estate, Oasis Life Burgundy Estate will combin...

By oasis-life
12 Apr 2021
Ripple Magazine

Community Spirit at Oasis Life Retirement Resorts

We also spoke with Annemarie Le Roux to learn about her Oasis Life retirement at Burgundy Estate. Here’s what Annemarie had to say: “Since joining ...

By oasis-life
12 Apr 2021
Ripple Magazine

Living at Oasis Life Burgundy Estate

Ripple spoke to Oasis Life resident, Jane Schwerin, to get the scoop on retirement life at Burgundy Estate. Here’s what Jane had to say: “What init...

By oasis-life
12 Apr 2021